Call reports 2014
QUINNIPIAC BANK AND TRUST COMPANY — 2014
What QUINNIPIAC BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 105,900,000 | 114,630,000 | 117,832,000 |
| Total loans | 87,872,000 | 89,936,000 | 98,096,000 |
| Allowance for loan losses | 1,030,000 | 994,000 | 993,000 |
| Securities available for sale | 8,588,000 | 8,364,000 | 8,034,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 89,433,000 | 98,080,000 | 100,542,000 |
| Interest-bearing deposits | 72,077,000 | 78,569,000 | 81,608,000 |
| Noninterest-bearing deposits | 17,356,000 | 19,511,000 | 18,934,000 |
| Equity capital | 10,439,000 | 10,545,000 | 10,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 1,216,000 | 2,482,000 | 3,786,000 |
| Interest expense | 135,000 | 279,000 | 438,000 |
| Net interest income | 1,081,000 | 2,203,000 | 3,348,000 |
| Noninterest income | 65,000 | 174,000 | 247,000 |
| Noninterest expense | 1,137,000 | 2,230,000 | 4,107,000 |
| Provision for loan losses | 80,000 | 118,000 | 145,000 |
| Pretax income | -71,000 | 29,000 | -657,000 |
| Income tax | -27,000 | -2,000 | -282,000 |
| Net income | -44,000 | 31,000 | -375,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 10,008,000 | 10,107,000 | 9,436,000 |
| Total capital | 11,058,000 | 11,121,000 | 10,429,000 |
| Risk-weighted assets | 84,957,000 | 86,210,000 | 94,567,000 |