Call reports 2011
QUINNIPIAC BANK AND TRUST COMPANY — 2011
What QUINNIPIAC BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 64,418,000 | 69,281,000 | 71,697,000 | 75,984,000 |
| Total loans | 49,988,000 | 52,722,000 | 55,867,000 | 60,942,000 |
| Allowance for loan losses | 628,000 | 656,000 | 714,000 | 771,000 |
| Securities available for sale | 1,798,000 | 2,520,000 | 3,204,000 | 4,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,146,000 | 61,767,000 | 64,226,000 | 66,805,000 |
| Interest-bearing deposits | 50,043,000 | 53,723,000 | 56,214,000 | 57,612,000 |
| Noninterest-bearing deposits | 7,103,000 | 8,044,000 | 8,013,000 | 9,194,000 |
| Equity capital | 7,094,000 | 7,139,000 | 7,195,000 | 8,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 780,000 | 1,595,000 | 2,481,000 | 3,420,000 |
| Interest expense | 124,000 | 255,000 | 380,000 | 507,000 |
| Net interest income | 656,000 | 1,340,000 | 2,101,000 | 2,913,000 |
| Noninterest income | 33,000 | 68,000 | 95,000 | 128,000 |
| Noninterest expense | 644,000 | 1,296,000 | 1,939,000 | 2,519,000 |
| Provision for loan losses | 74,000 | 111,000 | 175,000 | 240,000 |
| Pretax income | -29,000 | 1,000 | 82,000 | 282,000 |
| Income tax | 0 | 0 | 35,000 | -1,516,000 |
| Net income | -29,000 | 1,000 | 47,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,092,000 | 7,122,000 | 7,168,000 | 7,783,000 |
| Total capital | 7,668,000 | 7,767,000 | 7,851,000 | 8,528,000 |
| Risk-weighted assets | 46,003,000 | 51,565,000 | 54,576,000 | 59,555,000 |