Call reports 2018
ENTERPRISE BANK N.J. — 2018
What ENTERPRISE BANK N.J. reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 243,703,000 | 262,226,000 | 276,857,000 |
| Total loans | 229,554,000 | 249,437,000 | 265,438,000 |
| Allowance for loan losses | 2,713,000 | 2,870,000 | 3,051,000 |
| Securities available for sale | 2,318,000 | 2,132,000 | 1,989,000 |
| Securities held to maturity | 467,000 | 451,000 | 430,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 187,080,000 | 189,254,000 | 192,223,000 |
| Interest-bearing deposits | 154,445,000 | 157,638,000 | 160,599,000 |
| Noninterest-bearing deposits | 32,635,000 | 31,616,000 | 31,624,000 |
| Equity capital | 30,349,000 | 31,519,000 | 32,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 2,826,000 | 5,990,000 | 9,474,000 |
| Interest expense | 548,000 | 1,214,000 | 2,087,000 |
| Net interest income | 2,278,000 | 4,776,000 | 7,387,000 |
| Noninterest income | 59,000 | 108,000 | 166,000 |
| Noninterest expense | 1,177,000 | 2,632,000 | 4,000,000 |
| Provision for loan losses | 142,000 | 299,000 | 480,000 |
| Pretax income | 1,018,000 | 1,953,000 | 3,073,000 |
| Income tax | 280,000 | 538,000 | 846,000 |
| Net income | 738,000 | 1,415,000 | 2,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 30,300,000 | 31,478,000 | 32,549,000 |
| Total capital | 32,990,000 | 34,278,000 | 35,539,000 |
| Risk-weighted assets | 215,083,000 | 223,888,000 | 239,085,000 |