Call reports 2017
ENTERPRISE BANK N.J. — 2017
What ENTERPRISE BANK N.J. reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 216,377,000 | 226,536,000 | 223,173,000 | 232,916,000 |
| Total loans | 196,957,000 | 204,671,000 | 204,877,000 | 217,488,000 |
| Allowance for loan losses | 2,363,000 | 2,420,000 | 2,430,000 | 2,571,000 |
| Securities available for sale | 3,127,000 | 2,947,000 | 2,780,000 | 2,531,000 |
| Securities held to maturity | 574,000 | 542,000 | 517,000 | 489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,748,000 | 179,674,000 | 176,582,000 | 182,411,000 |
| Interest-bearing deposits | 147,645,000 | 153,270,000 | 147,334,000 | 152,480,000 |
| Noninterest-bearing deposits | 24,103,000 | 26,404,000 | 29,248,000 | 29,931,000 |
| Equity capital | 28,438,000 | 29,034,000 | 29,592,000 | 29,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 5,046,000 | 7,668,000 | 10,412,000 |
| Interest expense | 416,000 | 868,000 | 1,335,000 | 1,827,000 |
| Net interest income | 1,978,000 | 4,178,000 | 6,333,000 | 8,585,000 |
| Noninterest income | 60,000 | 125,000 | 186,000 | 260,000 |
| Noninterest expense | 1,179,000 | 2,426,000 | 3,673,000 | 5,051,000 |
| Provision for loan losses | 41,000 | 98,000 | 108,000 | 249,000 |
| Pretax income | 818,000 | 1,779,000 | 2,738,000 | 3,545,000 |
| Income tax | 329,000 | 716,000 | 1,131,000 | 1,953,000 |
| Net income | 489,000 | 1,063,000 | 1,607,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,374,000 | 28,975,000 | 29,537,000 | 29,556,000 |
| Total capital | 30,687,000 | 31,368,000 | 31,938,000 | 32,076,000 |
| Risk-weighted assets | 184,938,000 | 191,367,000 | 191,974,000 | 201,439,000 |