Call reports 2011
ENTERPRISE BANK N.J. — 2011
What ENTERPRISE BANK N.J. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 120,161,000 | 124,201,000 | 129,125,000 | 132,570,000 |
| Total loans | 89,661,000 | 93,708,000 | 94,805,000 | 100,391,000 |
| Allowance for loan losses | 1,364,000 | 1,363,000 | 1,452,000 | 1,569,000 |
| Securities available for sale | 17,335,000 | 16,482,000 | 15,935,000 | 14,431,000 |
| Securities held to maturity | 3,730,000 | 4,324,000 | 4,073,000 | 3,586,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,714,000 | 98,510,000 | 105,287,000 | 108,700,000 |
| Interest-bearing deposits | 85,410,000 | 88,873,000 | 94,557,000 | 99,561,000 |
| Noninterest-bearing deposits | 7,305,000 | 9,637,000 | 10,730,000 | 9,139,000 |
| Equity capital | 17,581,000 | 17,846,000 | 18,003,000 | 18,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,949,000 | 4,551,000 | 6,111,000 |
| Interest expense | 357,000 | 718,000 | 1,065,000 | 1,407,000 |
| Net interest income | 1,088,000 | 2,231,000 | 3,486,000 | 4,704,000 |
| Noninterest income | 33,000 | 54,000 | 94,000 | 126,000 |
| Noninterest expense | 1,046,000 | 1,953,000 | 2,850,000 | 3,841,000 |
| Provision for loan losses | 24,000 | 24,000 | 113,000 | 233,000 |
| Pretax income | 60,000 | 317,000 | 626,000 | 765,000 |
| Income tax | 0 | 126,000 | 290,000 | 353,000 |
| Net income | 60,000 | 191,000 | 336,000 | 412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,924,000 | 16,228,000 | 16,734,000 | 16,914,000 |
| Total capital | 17,085,000 | 17,456,000 | 17,975,000 | 18,229,000 |
| Risk-weighted assets | 94,232,000 | 97,311,000 | 99,068,000 | 104,211,000 |