Call reports 2025
CAPITOL FEDERAL SAVINGS BANK — 2025
What CAPITOL FEDERAL SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 9,738,052,000 | 9,704,907,000 | 9,791,186,000 | 9,796,570,000 |
| Total loans | 7,901,943,000 | 8,050,351,000 | 8,137,736,000 | 8,206,246,000 |
| Allowance for loan losses | 23,970,000 | 22,808,000 | 24,039,000 | 24,572,000 |
| Securities available for sale | 961,417,000 | 956,229,000 | 867,216,000 | 829,703,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,474,772,000 | 6,498,433,000 | 6,688,560,000 | 6,820,869,000 |
| Interest-bearing deposits | 5,824,922,000 | 5,867,643,000 | 6,007,707,000 | 6,132,296,000 |
| Noninterest-bearing deposits | 649,850,000 | 630,790,000 | 680,853,000 | 688,573,000 |
| Equity capital | 975,553,000 | 995,623,000 | 998,042,000 | 994,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 98,319,000 | 198,162,000 | 302,459,000 | 408,713,000 |
| Interest expense | 54,765,000 | 109,356,000 | 164,927,000 | 219,929,000 |
| Net interest income | 43,554,000 | 88,806,000 | 137,532,000 | 188,784,000 |
| Noninterest income | 5,784,000 | 12,120,000 | 18,942,000 | 25,393,000 |
| Noninterest expense | 29,986,000 | 60,351,000 | 92,240,000 | 123,079,000 |
| Provision for loan losses | -913,000 | -2,050,000 | -753,000 | -101,000 |
| Pretax income | 19,352,000 | 41,027,000 | 64,167,000 | 89,924,000 |
| Income tax | 3,876,000 | 7,135,000 | 11,381,000 | 16,399,000 |
| Net income | 15,476,000 | 33,892,000 | 52,786,000 | 73,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 908,202,000 | 928,186,000 | 935,268,000 | 932,561,000 |