Call reports 2016
CAPITOL FEDERAL SAVINGS BANK — 2016
What CAPITOL FEDERAL SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 9,335,181,000 | 9,263,895,000 | 9,284,177,000 | 9,163,042,000 |
| Total loans | 6,778,387,000 | 6,848,435,000 | 6,966,564,000 | 7,079,931,000 |
| Allowance for loan losses | 9,193,000 | 9,312,000 | 8,540,000 | 8,521,000 |
| Securities available for sale | 677,416,000 | 666,313,000 | 527,301,000 | 499,792,000 |
| Securities held to maturity | 1,270,849,000 | 1,188,913,000 | 1,100,874,000 | 1,022,215,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,269,745,000 | 5,236,912,000 | 5,352,615,000 | 5,324,593,000 |
| Interest-bearing deposits | 4,988,818,000 | 4,969,362,000 | 5,055,207,000 | 5,052,390,000 |
| Noninterest-bearing deposits | 280,927,000 | 267,550,000 | 297,408,000 | 272,203,000 |
| Equity capital | 1,277,427,000 | 1,240,932,000 | 1,240,826,000 | 1,240,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 75,917,000 | 151,735,000 | 227,650,000 | 303,276,000 |
| Interest expense | 27,513,000 | 55,544,000 | 83,847,000 | 112,294,000 |
| Net interest income | 48,404,000 | 96,191,000 | 143,803,000 | 190,982,000 |
| Noninterest income | 6,329,000 | 11,950,000 | 17,602,000 | 22,686,000 |
| Noninterest expense | 22,956,000 | 46,371,000 | 70,249,000 | 88,444,000 |
| Provision for loan losses | 0 | 0 | -750,000 | -750,000 |
| Pretax income | 31,777,000 | 61,770,000 | 91,906,000 | 125,974,000 |
| Income tax | 10,225,000 | 19,692,000 | 29,179,000 | 42,674,000 |
| Net income | 21,552,000 | 42,078,000 | 62,727,000 | 83,300,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,270,413,000 | 1,234,112,000 | 1,234,912,000 | 1,235,651,000 |
| Total capital | 1,279,606,000 | 1,243,424,000 | 1,243,452,000 | 1,244,172,000 |
| Risk-weighted assets | 4,261,669,000 | 4,291,145,000 | 4,335,116,000 | 4,371,027,000 |