Call reports 2015
CAPITOL FEDERAL SAVINGS BANK — 2015
What CAPITOL FEDERAL SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 10,041,877,000 | 9,156,882,000 | 9,861,287,000 | 9,149,159,000 |
| Total loans | 6,374,726,000 | 6,506,069,000 | 6,634,470,000 | 6,674,329,000 |
| Allowance for loan losses | 9,406,000 | 9,601,000 | 9,443,000 | 9,201,000 |
| Securities available for sale | 842,856,000 | 847,059,000 | 758,171,000 | 636,970,000 |
| Securities held to maturity | 1,425,383,000 | 1,359,657,000 | 1,271,122,000 | 1,199,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,025,687,000 | 4,980,796,000 | 5,009,942,000 | 5,082,374,000 |
| Interest-bearing deposits | 4,768,876,000 | 4,730,801,000 | 4,740,685,000 | 4,837,451,000 |
| Noninterest-bearing deposits | 256,811,000 | 249,995,000 | 269,257,000 | 244,923,000 |
| Equity capital | 1,310,287,000 | 1,274,129,000 | 1,274,428,000 | 1,274,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 74,152,000 | 148,619,000 | 223,329,000 | 297,975,000 |
| Interest expense | 27,555,000 | 55,185,000 | 82,099,000 | 108,908,000 |
| Net interest income | 46,597,000 | 93,434,000 | 141,230,000 | 189,067,000 |
| Noninterest income | 5,245,000 | 10,318,000 | 15,720,000 | 21,102,000 |
| Noninterest expense | 22,697,000 | 45,645,000 | 70,809,000 | 94,071,000 |
| Provision for loan losses | 275,000 | 598,000 | 598,000 | 598,000 |
| Pretax income | 28,870,000 | 57,509,000 | 85,543,000 | 115,500,000 |
| Income tax | 9,670,000 | 18,766,000 | 28,083,000 | 37,322,000 |
| Net income | 19,200,000 | 38,743,000 | 57,460,000 | 78,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,300,547,000 | 1,265,902,000 | 1,266,054,000 | 1,269,003,000 |
| Total capital | 1,309,953,000 | 1,275,503,000 | 1,275,497,000 | 1,278,204,000 |
| Risk-weighted assets | 4,098,573,000 | 4,114,465,000 | 4,214,743,000 | 4,144,271,000 |