Call reports 2013
CAPITOL FEDERAL SAVINGS BANK — 2013
What CAPITOL FEDERAL SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 9,396,285,000 | 9,260,617,000 | 9,208,011,000 | 9,128,932,000 |
| Total loans | 5,726,100,000 | 5,802,255,000 | 5,968,628,000 | 6,033,617,000 |
| Allowance for loan losses | 10,072,000 | 9,239,000 | 8,822,000 | 8,919,000 |
| Securities available for sale | 1,245,443,000 | 1,167,043,000 | 1,069,967,000 | 993,593,000 |
| Securities held to maturity | 1,953,779,000 | 1,819,895,000 | 1,718,023,000 | 1,668,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,951,051,000 | 4,878,524,000 | 4,898,667,000 | 4,845,008,000 |
| Interest-bearing deposits | 4,740,227,000 | 4,691,092,000 | 4,668,287,000 | 4,648,663,000 |
| Noninterest-bearing deposits | 210,824,000 | 187,432,000 | 230,380,000 | 196,345,000 |
| Equity capital | 1,378,352,000 | 1,370,125,000 | 1,370,426,000 | 1,334,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 75,234,000 | 149,187,000 | 221,706,000 | 294,262,000 |
| Interest expense | 31,236,000 | 61,051,000 | 90,029,000 | 118,552,000 |
| Net interest income | 43,998,000 | 88,136,000 | 131,677,000 | 175,710,000 |
| Noninterest income | 5,686,000 | 11,185,000 | 16,943,000 | 22,172,000 |
| Noninterest expense | 22,557,000 | 45,647,000 | 70,926,000 | 93,339,000 |
| Provision for loan losses | 0 | -800,000 | -1,300,000 | -785,000 |
| Pretax income | 27,127,000 | 54,474,000 | 78,994,000 | 105,328,000 |
| Income tax | 9,360,000 | 18,761,000 | 27,315,000 | 35,907,000 |
| Net income | 17,767,000 | 35,713,000 | 51,679,000 | 69,421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,360,571,000 | 1,362,809,000 | 1,363,103,000 | 1,329,823,000 |
| Total capital | 1,370,643,000 | 1,372,048,000 | 1,371,925,000 | 1,338,742,000 |
| Risk-weighted assets | 3,794,885,000 | 3,784,337,000 | 3,825,379,000 | 3,852,263,000 |