Call reports 2012
CAPITOL FEDERAL SAVINGS BANK — 2012
What CAPITOL FEDERAL SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,392,352,000 | 9,301,286,000 | 9,317,935,000 | 9,241,781,000 |
| Total loans | 5,237,134,000 | 5,222,276,000 | 5,619,918,000 | 5,651,394,000 |
| Allowance for loan losses | 12,559,000 | 11,777,000 | 11,100,000 | 10,477,000 |
| Securities available for sale | 1,534,452,000 | 1,511,860,000 | 1,346,724,000 | 1,259,392,000 |
| Securities held to maturity | 2,165,036,000 | 2,073,951,000 | 1,887,947,000 | 1,902,228,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,997,902,000 | 4,903,521,000 | 4,918,196,000 | 4,841,126,000 |
| Interest-bearing deposits | 4,809,281,000 | 4,731,288,000 | 4,725,626,000 | 4,672,052,000 |
| Noninterest-bearing deposits | 188,621,000 | 172,233,000 | 192,570,000 | 169,074,000 |
| Equity capital | 1,383,204,000 | 1,379,455,000 | 1,379,357,000 | 1,378,261,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 83,555,000 | 163,930,000 | 243,356,000 | 321,253,000 |
| Interest expense | 36,561,000 | 71,762,000 | 105,909,000 | 138,602,000 |
| Net interest income | 46,994,000 | 92,168,000 | 137,447,000 | 182,651,000 |
| Noninterest income | 5,011,000 | 10,146,000 | 14,916,000 | 19,982,000 |
| Noninterest expense | 20,758,000 | 42,283,000 | 65,290,000 | 89,165,000 |
| Provision for loan losses | 1,500,000 | 1,500,000 | 1,500,000 | 1,733,000 |
| Pretax income | 29,747,000 | 58,531,000 | 85,573,000 | 111,735,000 |
| Income tax | 10,706,000 | 21,193,000 | 30,829,000 | 39,598,000 |
| Net income | 19,041,000 | 37,338,000 | 54,744,000 | 72,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,358,385,000 | 1,355,487,000 | 1,355,105,000 | 1,357,859,000 |
| Total capital | 1,370,944,000 | 1,367,264,000 | 1,366,205,000 | 1,368,336,000 |
| Risk-weighted assets | 3,613,197,000 | 3,593,303,000 | 3,718,607,000 | 3,739,293,000 |