Call reports 2013
COASTAL BANK, THE — 2013
What COASTAL BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 442,924,000 | 423,649,000 | 427,594,000 | 432,787,000 |
| Total loans | 280,496,000 | 288,726,000 | 296,388,000 | 295,396,000 |
| Allowance for loan losses | 3,527,000 | 3,417,000 | 3,317,000 | 3,248,000 |
| Securities available for sale | 78,824,000 | 74,855,000 | 69,217,000 | 67,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 373,075,000 | 371,234,000 | 361,405,000 | 364,445,000 |
| Interest-bearing deposits | 306,800,000 | 304,380,000 | 291,118,000 | 294,574,000 |
| Noninterest-bearing deposits | 66,275,000 | 66,854,000 | 70,287,000 | 69,871,000 |
| Equity capital | 45,153,000 | 44,429,000 | 44,373,000 | 44,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,067,000 | 8,262,000 | 12,507,000 | 17,029,000 |
| Interest expense | 589,000 | 1,128,000 | 1,565,000 | 1,954,000 |
| Net interest income | 3,478,000 | 7,134,000 | 10,942,000 | 15,075,000 |
| Noninterest income | 1,640,000 | 3,525,000 | 4,482,000 | 5,438,000 |
| Noninterest expense | 4,306,000 | 8,610,000 | 12,809,000 | 17,410,000 |
| Provision for loan losses | 165,000 | 595,000 | 1,320,000 | 1,525,000 |
| Pretax income | 647,000 | 1,458,000 | 1,299,000 | 1,582,000 |
| Income tax | 144,000 | 368,000 | 206,000 | 203,000 |
| Net income | 503,000 | 1,090,000 | 1,093,000 | 1,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,408,000 | 39,109,000 | 39,443,000 | 39,392,000 |
| Total capital | 41,935,000 | 42,526,000 | 42,760,000 | 42,640,000 |
| Risk-weighted assets | 309,820,000 | 312,887,000 | 317,789,000 | 316,332,000 |