Call reports 2012
COASTAL BANK, THE — 2012
What COASTAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 444,016,000 | 453,465,000 | 443,144,000 | 435,565,000 |
| Total loans | 292,329,000 | 291,777,000 | 286,821,000 | 286,037,000 |
| Allowance for loan losses | 5,681,000 | 4,110,000 | 3,714,000 | 3,639,000 |
| Securities available for sale | 57,973,000 | 57,114,000 | 73,348,000 | 77,538,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 377,662,000 | 385,542,000 | 373,933,000 | 367,174,000 |
| Interest-bearing deposits | 319,010,000 | 324,416,000 | 308,825,000 | 304,377,000 |
| Noninterest-bearing deposits | 58,652,000 | 61,126,000 | 65,108,000 | 62,797,000 |
| Equity capital | 44,947,000 | 44,707,000 | 44,760,000 | 44,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,675,000 | 9,203,000 | 13,815,000 | 18,208,000 |
| Interest expense | 835,000 | 1,664,000 | 2,396,000 | 3,036,000 |
| Net interest income | 3,840,000 | 7,539,000 | 11,419,000 | 15,172,000 |
| Noninterest income | 925,000 | 1,056,000 | 1,138,000 | 1,970,000 |
| Noninterest expense | 3,974,000 | 8,397,000 | 12,994,000 | 17,594,000 |
| Provision for loan losses | 99,000 | 479,000 | 600,000 | 925,000 |
| Pretax income | 1,345,000 | 1,406,000 | 1,188,000 | 956,000 |
| Income tax | 480,000 | 456,000 | 277,000 | 34,000 |
| Net income | 865,000 | 950,000 | 911,000 | 922,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,129,000 | 38,723,000 | 37,317,000 | 37,753,000 |
| Total capital | 41,981,000 | 42,617,000 | 41,031,000 | 41,392,000 |
| Risk-weighted assets | 306,359,000 | 311,310,000 | 305,429,000 | 310,012,000 |