Call reports 2011
COASTAL BANK, THE — 2011
What COASTAL BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 442,164,000 | 430,783,000 | 437,073,000 | 443,004,000 |
| Total loans | 312,602,000 | 312,022,000 | 305,530,000 | 306,027,000 |
| Allowance for loan losses | 6,059,000 | 5,871,000 | 5,497,000 | 5,555,000 |
| Securities available for sale | 40,715,000 | 46,597,000 | 52,598,000 | 56,811,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,547,000 | 358,911,000 | 364,977,000 | 375,716,000 |
| Interest-bearing deposits | 324,102,000 | 309,393,000 | 314,343,000 | 319,430,000 |
| Noninterest-bearing deposits | 55,445,000 | 49,518,000 | 50,634,000 | 56,286,000 |
| Equity capital | 49,304,000 | 49,469,000 | 49,837,000 | 44,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,744,000 | 9,602,000 | 14,431,000 | 19,275,000 |
| Interest expense | 1,224,000 | 2,366,000 | 3,411,000 | 4,335,000 |
| Net interest income | 3,520,000 | 7,236,000 | 11,020,000 | 14,940,000 |
| Noninterest income | 914,000 | 1,290,000 | 2,101,000 | 2,698,000 |
| Noninterest expense | 3,941,000 | 7,359,000 | 11,480,000 | 24,235,000 |
| Provision for loan losses | 807,000 | 1,807,000 | 2,132,000 | 3,307,000 |
| Pretax income | -266,000 | -591,000 | -159,000 | -9,572,000 |
| Income tax | -133,000 | -291,000 | -177,000 | -3,907,000 |
| Net income | -133,000 | -300,000 | 18,000 | -5,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,151,000 | 36,978,000 | 37,143,000 | 36,655,000 |
| Total capital | 41,280,000 | 41,067,000 | 41,191,000 | 40,705,000 |
| Risk-weighted assets | 328,340,000 | 325,452,000 | 322,198,000 | 322,470,000 |