Call reports 2007
COASTAL BANK, THE — 2007
What COASTAL BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 424,886,000 | 368,843,000 | 350,817,000 | 338,311,000 |
| Total loans | 349,722,000 | 305,759,000 | 286,902,000 | 285,348,000 |
| Allowance for loan losses | 5,409,000 | 8,694,000 | 8,469,000 | 7,982,000 |
| Securities available for sale | 25,882,000 | 23,155,000 | 22,425,000 | 19,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 361,443,000 | 326,272,000 | 287,721,000 | 277,876,000 |
| Interest-bearing deposits | 322,643,000 | 296,216,000 | 258,962,000 | 252,999,000 |
| Noninterest-bearing deposits | 38,800,000 | 30,056,000 | 28,759,000 | 24,877,000 |
| Equity capital | 40,180,000 | 36,720,000 | 37,356,000 | 37,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,274,000 | 15,612,000 | 22,274,000 | 28,306,000 |
| Interest expense | 4,189,000 | 7,978,000 | 11,328,000 | 14,525,000 |
| Net interest income | 4,085,000 | 7,634,000 | 10,946,000 | 13,781,000 |
| Noninterest income | 592,000 | 1,134,000 | 1,761,000 | 2,292,000 |
| Noninterest expense | 2,785,000 | 5,866,000 | 9,047,000 | 12,018,000 |
| Provision for loan losses | 358,000 | 4,425,000 | 4,425,000 | 4,425,000 |
| Pretax income | 1,534,000 | -1,523,000 | -765,000 | -370,000 |
| Income tax | 554,000 | -640,000 | -391,000 | -282,000 |
| Net income | 980,000 | -883,000 | -374,000 | -88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,063,000 | 36,780,000 | 37,289,000 | 37,575,000 |
| Total capital | 44,703,000 | 40,893,000 | 41,129,000 | 41,360,000 |
| Risk-weighted assets | 370,441,000 | 324,464,000 | 302,573,000 | 298,586,000 |
Machine access — free, no API key
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