Call reports 2005
COASTAL BANK, THE — 2005
What COASTAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 303,230,000 | 331,273,000 | 365,547,000 | 404,562,000 |
| Total loans | 248,952,000 | 273,688,000 | 310,344,000 | 337,528,000 |
| Allowance for loan losses | 2,844,000 | 3,200,000 | 3,661,000 | 4,153,000 |
| Securities available for sale | 7,022,000 | 15,489,000 | 16,327,000 | 15,622,000 |
| Securities held to maturity | 15,000,000 | 15,000,000 | 15,000,000 | 15,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,153,000 | 275,476,000 | 296,774,000 | 330,003,000 |
| Interest-bearing deposits | 214,912,000 | 243,125,000 | 260,768,000 | 295,220,000 |
| Noninterest-bearing deposits | 29,241,000 | 32,351,000 | 36,006,000 | 34,783,000 |
| Equity capital | 24,242,000 | 26,897,000 | 30,479,000 | 34,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 4,254,000 | 9,335,000 | 15,262,000 | 22,449,000 |
| Interest expense | 1,436,000 | 3,303,000 | 5,608,000 | 8,454,000 |
| Net interest income | 2,818,000 | 6,032,000 | 9,654,000 | 13,995,000 |
| Noninterest income | 661,000 | 1,305,000 | 1,890,000 | 2,639,000 |
| Noninterest expense | 2,326,000 | 4,802,000 | 7,354,000 | 10,046,000 |
| Provision for loan losses | 280,000 | 690,000 | 1,186,000 | 1,605,000 |
| Pretax income | 873,000 | 1,845,000 | 3,004,000 | 4,983,000 |
| Income tax | 290,000 | 609,000 | 991,000 | 1,678,000 |
| Net income | 583,000 | 1,236,000 | 2,013,000 | 3,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,163,000 | 26,791,000 | 30,398,000 | 34,488,000 |
| Total capital | 27,007,000 | 29,991,000 | 34,059,000 | 38,641,000 |
| Risk-weighted assets | 263,131,000 | 290,577,000 | 327,233,000 | 372,049,000 |
Machine access — free, no API key
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