Call reports 2019
UNITED BANK — 2019
What UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 7,331,499,000 | 7,341,394,000 | 7,184,258,000 |
| Total loans | 5,765,896,000 | 5,812,708,000 | 5,704,202,000 |
| Allowance for loan losses | 52,041,000 | 53,206,000 | 53,751,000 |
| Securities available for sale | 848,541,000 | 840,500,000 | 823,247,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 11,077,000 | 25,695,000 | 36,405,000 |
| Total deposits | 5,701,688,000 | 5,769,516,000 | 5,687,109,000 |
| Interest-bearing deposits | 4,902,905,000 | 4,902,427,000 | 4,825,928,000 |
| Noninterest-bearing deposits | 798,783,000 | 867,089,000 | 861,181,000 |
| Equity capital | 753,747,000 | 764,259,000 | 775,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 73,213,000 | 146,619,000 | 219,123,000 |
| Interest expense | 25,054,000 | 50,230,000 | 75,115,000 |
| Net interest income | 48,159,000 | 96,389,000 | 144,008,000 |
| Noninterest income | 8,433,000 | 17,027,000 | 26,020,000 |
| Noninterest expense | 37,843,000 | 75,200,000 | 110,160,000 |
| Provision for loan losses | 2,043,000 | 4,515,000 | 6,552,000 |
| Pretax income | 17,497,000 | 34,620,000 | 54,331,000 |
| Income tax | 2,731,000 | 5,704,000 | 8,585,000 |
| Net income | 14,766,000 | 28,916,000 | 45,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 635,148,000 | 642,922,000 | 653,752,000 |
| Total capital | 689,517,000 | 698,591,000 | 709,887,000 |
| Risk-weighted assets | 5,893,399,000 | 6,024,437,000 | 5,928,387,000 |