Call reports 2018
UNITED BANK — 2018
What UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 7,063,312,000 | 7,198,025,000 | 7,197,597,000 | 7,347,510,000 |
| Total loans | 5,466,857,000 | 5,576,712,000 | 5,632,940,000 | 5,753,256,000 |
| Allowance for loan losses | 47,915,000 | 49,163,000 | 49,909,000 | 51,636,000 |
| Securities available for sale | 1,031,277,000 | 1,006,135,000 | 972,035,000 | 973,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 2,097,000 | 1,766,000 | 788,000 | 4,851,000 |
| Total deposits | 5,320,656,000 | 5,444,892,000 | 5,540,202,000 | 5,695,327,000 |
| Interest-bearing deposits | 4,545,204,000 | 4,642,054,000 | 4,755,938,000 | 4,880,431,000 |
| Noninterest-bearing deposits | 775,452,000 | 802,838,000 | 784,264,000 | 814,896,000 |
| Equity capital | 713,715,000 | 720,302,000 | 735,053,000 | 748,840,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 63,470,000 | 130,622,000 | 200,816,000 | 273,036,000 |
| Interest expense | 15,750,000 | 33,486,000 | 54,026,000 | 76,669,000 |
| Net interest income | 47,720,000 | 97,136,000 | 146,790,000 | 196,367,000 |
| Noninterest income | 9,657,000 | 18,727,000 | 28,257,000 | 38,208,000 |
| Noninterest expense | 35,919,000 | 73,982,000 | 111,701,000 | 154,423,000 |
| Provision for loan losses | 1,939,000 | 4,289,000 | 6,296,000 | 8,914,000 |
| Pretax income | 19,611,000 | 37,769,000 | 57,189,000 | 71,321,000 |
| Income tax | 1,957,000 | 2,844,000 | 4,138,000 | 4,077,000 |
| Net income | 17,654,000 | 34,925,000 | 53,051,000 | 67,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 604,158,000 | 613,564,000 | 632,650,000 | 640,773,000 |
| Total capital | 653,848,000 | 664,584,000 | 684,488,000 | 694,633,000 |
| Risk-weighted assets | 5,586,729,000 | 5,660,196,000 | 5,713,828,000 | 5,854,124,000 |