Call reports 2017
UNITED BANK — 2017
What UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 6,685,461,000 | 6,862,654,000 | 6,969,961,000 | 7,112,603,000 |
| Total loans | 5,044,187,000 | 5,227,977,000 | 5,313,943,000 | 5,475,873,000 |
| Allowance for loan losses | 43,304,000 | 45,062,000 | 46,368,000 | 47,099,000 |
| Securities available for sale | 1,075,729,000 | 1,073,384,000 | 1,068,055,000 | 1,050,787,000 |
| Securities held to maturity | 13,937,000 | 13,792,000 | 13,693,000 | 13,598,000 |
| Trading assets | 7,202,000 | 10,582,000 | 11,157,000 | 7,222,000 |
| Total deposits | 4,827,464,000 | 5,038,569,000 | 5,193,048,000 | 5,234,834,000 |
| Interest-bearing deposits | 4,121,638,000 | 4,293,078,000 | 4,444,330,000 | 4,434,130,000 |
| Noninterest-bearing deposits | 705,826,000 | 745,491,000 | 748,718,000 | 800,704,000 |
| Equity capital | 691,315,000 | 703,321,000 | 713,116,000 | 713,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 55,159,000 | 113,722,000 | 174,519,000 | 236,248,000 |
| Interest expense | 9,685,000 | 20,726,000 | 33,563,000 | 47,245,000 |
| Net interest income | 45,474,000 | 92,996,000 | 140,956,000 | 189,003,000 |
| Noninterest income | 8,018,000 | 17,815,000 | 26,334,000 | 34,910,000 |
| Noninterest expense | 33,680,000 | 67,762,000 | 101,684,000 | 138,527,000 |
| Provision for loan losses | 2,288,000 | 4,580,000 | 7,146,000 | 9,396,000 |
| Pretax income | 17,159,000 | 38,199,000 | 58,348,000 | 75,950,000 |
| Income tax | 2,562,000 | 5,772,000 | 8,916,000 | 16,030,000 |
| Net income | 14,597,000 | 32,427,000 | 49,432,000 | 59,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 578,990,000 | 592,155,000 | 596,133,000 | 593,155,000 |
| Total capital | 623,890,000 | 638,997,000 | 644,351,000 | 642,179,000 |
| Risk-weighted assets | 5,114,444,000 | 5,345,636,000 | 5,319,150,000 | 5,525,939,000 |