Call reports 2014
UNITED BANK — 2014
What UNITED BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 2,373,322,000 | 5,154,787,000 | 5,306,464,000 | 5,477,328,000 |
| Total loans | 1,763,915,000 | 3,691,200,000 | 3,801,443,000 | 3,913,572,000 |
| Allowance for loan losses | 19,500,000 | 21,343,000 | 22,304,000 | 24,809,000 |
| Securities available for sale | 442,332,000 | 952,033,000 | 1,012,780,000 | 1,053,012,000 |
| Securities held to maturity | 14,749,000 | 15,761,000 | 15,556,000 | 15,368,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,834,282,000 | 4,021,100,000 | 4,130,413,000 | 4,102,618,000 |
| Interest-bearing deposits | 1,537,661,000 | 3,340,625,000 | 3,457,072,000 | 3,487,267,000 |
| Noninterest-bearing deposits | 296,621,000 | 680,475,000 | 673,341,000 | 615,351,000 |
| Equity capital | 260,166,000 | 604,798,000 | 611,062,000 | 610,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 19,704,000 | 60,470,000 | 107,673,000 | 155,880,000 |
| Interest expense | 2,795,000 | 6,646,000 | 11,507,000 | 16,690,000 |
| Net interest income | 16,909,000 | 53,824,000 | 96,166,000 | 139,190,000 |
| Noninterest income | 2,582,000 | 8,029,000 | 13,471,000 | 17,762,000 |
| Noninterest expense | 16,926,000 | 59,201,000 | 94,991,000 | 139,634,000 |
| Provision for loan losses | 450,000 | 2,530,000 | 5,163,000 | 9,496,000 |
| Pretax income | 2,383,000 | 979,000 | 10,770,000 | 9,050,000 |
| Income tax | 769,000 | 2,185,000 | 1,291,000 | -3,668,000 |
| Net income | 1,614,000 | -1,206,000 | 9,479,000 | 12,718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 261,858,000 | 477,429,000 | 486,709,000 | 487,713,000 |
| Total capital | 282,111,000 | 500,091,000 | 510,267,000 | 513,960,000 |
| Risk-weighted assets | 1,862,988,000 | 3,758,327,000 | 3,895,325,000 | 3,970,355,000 |