Call reports 2012
UNITED BANK — 2012
What UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,853,014,000 | 1,923,594,000 | 1,946,365,000 | 1,997,979,000 |
| Total loans | 1,512,605,000 | 1,563,224,000 | 1,554,342,000 | 1,609,627,000 |
| Allowance for loan losses | 16,527,000 | 17,303,000 | 18,079,000 | 18,477,000 |
| Securities available for sale | 195,501,000 | 221,714,000 | 245,951,000 | 241,389,000 |
| Securities held to maturity | 8,603,000 | 7,692,000 | 6,935,000 | 6,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,455,175,000 | 1,520,658,000 | 1,536,965,000 | 1,567,108,000 |
| Interest-bearing deposits | 1,169,324,000 | 1,241,713,000 | 1,257,374,000 | 1,272,938,000 |
| Noninterest-bearing deposits | 285,851,000 | 278,945,000 | 279,591,000 | 294,170,000 |
| Equity capital | 246,678,000 | 250,554,000 | 257,315,000 | 250,217,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 18,925,000 | 38,624,000 | 58,265,000 | 77,952,000 |
| Interest expense | 2,799,000 | 5,608,000 | 8,315,000 | 10,941,000 |
| Net interest income | 16,126,000 | 33,016,000 | 49,950,000 | 67,011,000 |
| Noninterest income | 2,668,000 | 4,809,000 | 9,213,000 | 13,779,000 |
| Noninterest expense | 12,058,000 | 25,625,000 | 39,534,000 | 53,602,000 |
| Provision for loan losses | 704,000 | 1,885,000 | 2,678,000 | 3,587,000 |
| Pretax income | 6,035,000 | 10,436,000 | 17,286,000 | 24,515,000 |
| Income tax | 1,987,000 | 3,263,000 | 5,027,000 | 7,248,000 |
| Net income | 4,048,000 | 7,173,000 | 12,259,000 | 17,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 252,386,000 | 255,525,000 | 260,599,000 | 253,089,000 |
| Total capital | 269,329,000 | 273,365,000 | 279,235,000 | 272,111,000 |
| Risk-weighted assets | 1,464,468,000 | 1,509,138,000 | 1,530,958,000 | 1,561,396,000 |