Call reports 2011
UNITED BANK — 2011
What UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,899,343,000 | 1,743,117,000 | 1,746,258,000 | 1,748,328,000 |
| Total loans | 1,432,718,000 | 1,445,663,000 | 1,462,909,000 | 1,473,246,000 |
| Allowance for loan losses | 15,026,000 | 15,328,000 | 15,527,000 | 16,025,000 |
| Securities available for sale | 173,346,000 | 153,838,000 | 134,642,000 | 151,237,000 |
| Securities held to maturity | 12,239,000 | 11,327,000 | 10,504,000 | 9,506,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,339,180,000 | 1,367,239,000 | 1,382,120,000 | 1,413,120,000 |
| Interest-bearing deposits | 1,090,603,000 | 1,116,830,000 | 1,119,529,000 | 1,126,608,000 |
| Noninterest-bearing deposits | 248,577,000 | 250,409,000 | 262,591,000 | 286,512,000 |
| Equity capital | 240,160,000 | 237,864,000 | 242,814,000 | 242,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 18,729,000 | 37,661,000 | 56,786,000 | 75,580,000 |
| Interest expense | 5,340,000 | 10,503,000 | 14,265,000 | 17,479,000 |
| Net interest income | 13,389,000 | 27,158,000 | 42,521,000 | 58,101,000 |
| Noninterest income | 1,718,000 | 3,336,000 | 5,462,000 | 8,500,000 |
| Noninterest expense | 10,698,000 | 31,161,000 | 41,502,000 | 52,930,000 |
| Provision for loan losses | 752,000 | 1,506,000 | 2,260,000 | 3,021,000 |
| Pretax income | 3,628,000 | 3,999,000 | 10,467,000 | 16,896,000 |
| Income tax | 1,259,000 | 1,358,000 | 3,519,000 | 5,699,000 |
| Net income | 2,369,000 | 2,641,000 | 6,948,000 | 11,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 239,345,000 | 239,711,000 | 244,026,000 | 248,270,000 |
| Total capital | 254,746,000 | 255,398,000 | 259,917,000 | 264,700,000 |
| Risk-weighted assets | 1,366,708,000 | 1,351,951,000 | 1,364,584,000 | 1,396,008,000 |