Call reports 2010
UNITED BANK — 2010
What UNITED BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,560,496,000 | 1,602,067,000 | 1,639,569,000 | 1,677,182,000 |
| Total loans | 1,367,994,000 | 1,396,257,000 | 1,403,010,000 | 1,424,886,000 |
| Allowance for loan losses | 13,418,000 | 13,144,000 | 14,094,000 | 14,312,000 |
| Securities available for sale | 99,460,000 | 114,047,000 | 126,143,000 | 125,447,000 |
| Securities held to maturity | 18,027,000 | 16,747,000 | 15,431,000 | 13,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,135,962,000 | 1,158,239,000 | 1,179,425,000 | 1,231,039,000 |
| Interest-bearing deposits | 993,773,000 | 1,000,544,000 | 1,014,422,000 | 1,060,977,000 |
| Noninterest-bearing deposits | 142,189,000 | 157,695,000 | 165,003,000 | 170,062,000 |
| Equity capital | 149,335,000 | 152,495,000 | 156,224,000 | 153,043,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 18,748,000 | 37,561,000 | 56,630,000 | 75,699,000 |
| Interest expense | 5,549,000 | 11,014,000 | 16,532,000 | 22,177,000 |
| Net interest income | 13,199,000 | 26,547,000 | 40,098,000 | 53,522,000 |
| Noninterest income | 1,691,000 | 3,859,000 | 6,573,000 | 9,064,000 |
| Noninterest expense | 9,491,000 | 18,764,000 | 28,490,000 | 39,305,000 |
| Provision for loan losses | 903,000 | 1,812,000 | 3,114,000 | 4,109,000 |
| Pretax income | 4,684,000 | 10,018,000 | 15,257,000 | 19,362,000 |
| Income tax | 1,741,000 | 3,539,000 | 5,372,000 | 6,809,000 |
| Net income | 2,943,000 | 6,479,000 | 9,885,000 | 12,553,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 148,513,000 | 152,037,000 | 155,439,000 | 153,090,000 |
| Total capital | 162,583,000 | 165,854,000 | 170,220,000 | 167,793,000 |
| Risk-weighted assets | 1,217,427,000 | 1,256,215,000 | 1,282,925,000 | 1,318,969,000 |