Call reports 2006
UNITED BANK — 2006
What UNITED BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,114,897,000 | 1,148,386,000 | 1,211,839,000 | 1,231,406,000 |
| Total loans | 932,031,000 | 964,223,000 | 1,029,081,000 | 1,043,201,000 |
| Allowance for loan losses | 8,713,000 | 9,264,000 | 9,686,000 | 9,827,000 |
| Securities available for sale | 128,777,000 | 120,343,000 | 126,635,000 | 132,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 828,860,000 | 887,489,000 | 896,354,000 | 924,333,000 |
| Interest-bearing deposits | 740,265,000 | 795,696,000 | 807,657,000 | 828,885,000 |
| Noninterest-bearing deposits | 88,595,000 | 91,793,000 | 88,697,000 | 95,448,000 |
| Equity capital | 114,638,000 | 116,558,000 | 119,707,000 | 117,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,328,000 | 29,658,000 | 46,511,000 | 63,953,000 |
| Interest expense | 5,547,000 | 12,006,000 | 19,683,000 | 28,118,000 |
| Net interest income | 8,781,000 | 17,652,000 | 26,828,000 | 35,835,000 |
| Noninterest income | 894,000 | 1,923,000 | 3,070,000 | 4,247,000 |
| Noninterest expense | 6,457,000 | 12,728,000 | 19,368,000 | 28,413,000 |
| Provision for loan losses | 450,000 | 1,007,000 | 1,421,000 | 1,681,000 |
| Pretax income | 2,882,000 | 6,018,000 | 9,313,000 | 10,364,000 |
| Income tax | 956,000 | 1,993,000 | 3,087,000 | 3,415,000 |
| Net income | 1,926,000 | 4,025,000 | 6,226,000 | 6,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,825,000 | 112,925,000 | 115,126,000 | 117,606,000 |
| Total capital | 119,897,000 | 122,491,000 | 125,192,000 | 127,949,000 |
| Risk-weighted assets | 823,449,000 | 868,316,000 | 912,142,000 | 920,928,000 |
Machine access — free, no API key
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