Call reports 2026
HERITAGE COMMUNITY BANK — 2026
What HERITAGE COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 329,785,000 | 347,775,000 |
| Total loans | 291,169,000 | 310,746,000 |
| Allowance for loan losses | 4,005,000 | 3,976,000 |
| Securities available for sale | 5,697,000 | 5,821,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 280,622,000 | 296,590,000 |
| Interest-bearing deposits | 246,519,000 | 260,067,000 |
| Noninterest-bearing deposits | 34,103,000 | 36,523,000 |
| Equity capital | 26,550,000 | 27,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,350,000 | 10,964,000 |
| Interest expense | 2,227,000 | 4,517,000 |
| Net interest income | 3,123,000 | 6,447,000 |
| Noninterest income | 267,000 | 500,000 |
| Noninterest expense | 1,912,000 | 3,944,000 |
| Provision for loan losses | 405,000 | 630,000 |
| Pretax income | 1,066,000 | 2,379,000 |
| Income tax | 0 | 0 |
| Net income | 1,066,000 | 2,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 26,188,000 | 27,501,000 |
| Total capital | 29,525,000 | 31,166,000 |
| Risk-weighted assets | 266,230,000 | 292,808,000 |