Call report 2025Q4
HERITAGE COMMUNITY BANK — 2025Q4
The 22 measures HERITAGE COMMUNITY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 327,173,000 | USD | evidence → |
| Total loans | 292,549,000 | USD | evidence → |
| Allowance for loan losses | 3,600,000 | USD | evidence → |
| Securities available for sale | 5,856,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 266,897,000 | USD | evidence → |
| Interest-bearing deposits | 229,956,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,941,000 | USD | evidence → |
| Equity capital | 26,676,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,384,000 | USD | evidence → |
| Interest expense | 8,826,000 | USD | evidence → |
| Net interest income | 11,558,000 | USD | evidence → |
| Noninterest income | 784,000 | USD | evidence → |
| Noninterest expense | 7,211,000 | USD | evidence → |
| Provision for loan losses | 1,666,000 | USD | evidence → |
| Pretax income | 3,346,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,346,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,264,000 | USD | evidence → |
| Total capital | 29,581,000 | USD | evidence → |
| Risk-weighted assets | 264,954,000 | USD | evidence → |