Call reports 2010
HERITAGE COMMUNITY BANK — 2010
What HERITAGE COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 53,764,000 | 53,713,000 | 54,226,000 | 56,603,000 |
| Total loans | 36,028,000 | 38,468,000 | 40,193,000 | 43,989,000 |
| Allowance for loan losses | 568,000 | 657,000 | 736,000 | 779,000 |
| Securities available for sale | 10,746,000 | 9,576,000 | 7,735,000 | 7,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,825,000 | 44,398,000 | 44,900,000 | 47,380,000 |
| Interest-bearing deposits | 39,387,000 | 38,592,000 | 39,776,000 | 40,915,000 |
| Noninterest-bearing deposits | 5,438,000 | 5,806,000 | 5,124,000 | 6,465,000 |
| Equity capital | 7,452,000 | 7,811,000 | 7,809,000 | 7,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,165,000 | 1,806,000 | 2,468,000 |
| Interest expense | 182,000 | 356,000 | 519,000 | 679,000 |
| Net interest income | 393,000 | 809,000 | 1,287,000 | 1,789,000 |
| Noninterest income | 46,000 | 96,000 | 128,000 | 167,000 |
| Noninterest expense | 411,000 | 822,000 | 1,232,000 | 1,616,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | -34,000 | -69,000 | -59,000 | 8,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -34,000 | -69,000 | -59,000 | 8,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,795,000 | 7,088,000 | 7,104,000 | 7,178,000 |
| Total capital | 7,322,000 | 7,619,000 | 7,652,000 | 7,756,000 |
| Risk-weighted assets | 41,998,000 | 42,365,000 | 43,623,000 | 46,042,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE COMMUNITY BANK — 2010 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.