Call reports 2026
ZAVALA COUNTY BANK — 2026
What ZAVALA COUNTY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 79,487,000 | 78,989,000 |
| Total loans | 6,367,000 | 6,283,000 |
| Allowance for loan losses | 103,000 | 104,000 |
| Securities available for sale | 47,302,000 | 48,390,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 70,097,000 | 69,531,000 |
| Interest-bearing deposits | 40,877,000 | 41,071,000 |
| Noninterest-bearing deposits | 29,220,000 | 28,460,000 |
| Equity capital | 9,177,000 | 9,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 725,000 | 1,479,000 |
| Interest expense | 85,000 | 179,000 |
| Net interest income | 640,000 | 1,300,000 |
| Noninterest income | 243,000 | 491,000 |
| Noninterest expense | 530,000 | 1,079,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 353,000 | 712,000 |
| Income tax | 59,000 | 119,000 |
| Net income | 294,000 | 593,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,929,000 | 12,227,000 |
| Total capital | 12,033,000 | 12,333,000 |
| Risk-weighted assets | 19,269,000 | 19,423,000 |