Call report 2025Q4
ZAVALA COUNTY BANK — 2025Q4
The 22 measures ZAVALA COUNTY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 77,833,000 | USD | evidence → |
| Total loans | 8,052,000 | USD | evidence → |
| Allowance for loan losses | 107,000 | USD | evidence → |
| Securities available for sale | 47,341,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 68,264,000 | USD | evidence → |
| Interest-bearing deposits | 37,151,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,113,000 | USD | evidence → |
| Equity capital | 9,038,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,864,000 | USD | evidence → |
| Interest expense | 332,000 | USD | evidence → |
| Net interest income | 2,532,000 | USD | evidence → |
| Noninterest income | 966,000 | USD | evidence → |
| Noninterest expense | 2,197,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,300,000 | USD | evidence → |
| Income tax | 227,000 | USD | evidence → |
| Net income | 1,073,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,634,000 | USD | evidence → |
| Total capital | 11,743,000 | USD | evidence → |
| Risk-weighted assets | 20,237,000 | USD | evidence → |