Call reports 2018
ZAVALA COUNTY BANK — 2018
What ZAVALA COUNTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 62,473,000 | 60,394,000 | 62,724,000 | 64,839,000 |
| Total loans | 9,797,000 | 9,527,000 | 9,548,000 | 10,433,000 |
| Allowance for loan losses | 137,000 | 137,000 | 134,000 | 133,000 |
| Securities available for sale | 39,582,000 | 39,236,000 | 38,925,000 | 40,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,862,000 | 51,722,000 | 54,059,000 | 56,042,000 |
| Interest-bearing deposits | 36,691,000 | 35,162,000 | 35,046,000 | 36,932,000 |
| Noninterest-bearing deposits | 17,171,000 | 16,560,000 | 19,013,000 | 19,110,000 |
| Equity capital | 8,507,000 | 8,540,000 | 8,490,000 | 8,307,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 869,000 | 1,295,000 | 1,752,000 |
| Interest expense | 47,000 | 91,000 | 140,000 | 190,000 |
| Net interest income | 394,000 | 778,000 | 1,155,000 | 1,562,000 |
| Noninterest income | 258,000 | 518,000 | 780,000 | 1,064,000 |
| Noninterest expense | 490,000 | 989,000 | 1,488,000 | 1,980,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 166,000 | 334,000 | 474,000 | 673,000 |
| Income tax | 0 | 0 | 0 | 41,000 |
| Net income | 166,000 | 334,000 | 474,000 | 632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,045,000 | 9,177,000 | 9,267,000 | 9,054,000 |
| Total capital | 9,182,000 | 9,314,000 | 9,401,000 | 9,187,000 |
| Risk-weighted assets | 19,893,000 | 19,558,000 | 19,413,000 | 20,418,000 |