Call reports 2017
ZAVALA COUNTY BANK — 2017
What ZAVALA COUNTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 73,361,000 | 72,084,000 | 69,846,000 | 71,883,000 |
| Total loans | 9,462,000 | 10,308,000 | 10,347,000 | 11,030,000 |
| Allowance for loan losses | 138,000 | 137,000 | 139,000 | 135,000 |
| Securities available for sale | 42,607,000 | 46,660,000 | 45,061,000 | 43,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,438,000 | 62,582,000 | 60,274,000 | 62,654,000 |
| Interest-bearing deposits | 47,434,000 | 45,946,000 | 39,876,000 | 46,085,000 |
| Noninterest-bearing deposits | 17,004,000 | 16,637,000 | 20,398,000 | 16,569,000 |
| Equity capital | 8,530,000 | 8,944,000 | 9,024,000 | 8,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 440,000 | 897,000 | 1,367,000 | 1,837,000 |
| Interest expense | 48,000 | 97,000 | 150,000 | 211,000 |
| Net interest income | 392,000 | 800,000 | 1,217,000 | 1,626,000 |
| Noninterest income | 246,000 | 492,000 | 746,000 | 1,017,000 |
| Noninterest expense | 491,000 | 1,004,000 | 1,516,000 | 2,035,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 147,000 | 304,000 | 463,000 | 624,000 |
| Income tax | 0 | 0 | 0 | -224,000 |
| Net income | 147,000 | 304,000 | 463,000 | 848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,616,000 | 8,770,000 | 8,931,000 | 8,916,000 |
| Total capital | 8,754,000 | 8,907,000 | 9,070,000 | 9,051,000 |
| Risk-weighted assets | 21,032,000 | 21,606,000 | 21,042,000 | 21,788,000 |