Call reports 2016
FAMILY FEDERAL SAVINGS, F.A. — 2016
What FAMILY FEDERAL SAVINGS, F.A. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 92,239,000 | 93,508,000 | 92,958,000 | 95,470,000 |
| Total loans | 55,044,000 | 58,812,000 | 60,938,000 | 65,881,000 |
| Allowance for loan losses | 367,000 | 373,000 | 375,000 | 385,000 |
| Securities available for sale | 27,375,000 | 26,514,000 | 22,524,000 | 21,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,955,000 | 78,074,000 | 77,437,000 | 80,360,000 |
| Interest-bearing deposits | 69,939,000 | 71,803,000 | 70,617,000 | 72,962,000 |
| Noninterest-bearing deposits | 7,016,000 | 6,271,000 | 6,820,000 | 7,398,000 |
| Equity capital | 11,584,000 | 11,770,000 | 11,769,000 | 11,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 685,000 | 1,382,000 | 2,058,000 | 2,753,000 |
| Interest expense | 130,000 | 262,000 | 398,000 | 536,000 |
| Net interest income | 555,000 | 1,120,000 | 1,660,000 | 2,217,000 |
| Noninterest income | 136,000 | 296,000 | 418,000 | 526,000 |
| Noninterest expense | 703,000 | 1,389,000 | 2,053,000 | 2,737,000 |
| Provision for loan losses | 6,000 | 12,000 | 14,000 | 24,000 |
| Pretax income | 71,000 | 117,000 | 140,000 | 112,000 |
| Income tax | 3,000 | 3,000 | -7,000 | -65,000 |
| Net income | 68,000 | 114,000 | 147,000 | 177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,551,000 | 11,597,000 | 11,630,000 | 11,660,000 |
| Total capital | 11,918,000 | 11,970,000 | 12,005,000 | 12,045,000 |
| Risk-weighted assets | 42,544,000 | 43,121,000 | 43,548,000 | 46,135,000 |