Call reports 2015
FAMILY FEDERAL SAVINGS, F.A. — 2015
What FAMILY FEDERAL SAVINGS, F.A. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 92,833,000 | 91,444,000 | 90,816,000 | 92,954,000 |
| Total loans | 55,641,000 | 56,869,000 | 54,693,000 | 55,970,000 |
| Allowance for loan losses | 384,000 | 393,000 | 391,000 | 395,000 |
| Securities available for sale | 27,220,000 | 25,277,000 | 27,278,000 | 27,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,968,000 | 76,586,000 | 75,706,000 | 77,930,000 |
| Interest-bearing deposits | 70,909,000 | 69,274,000 | 68,643,000 | 71,051,000 |
| Noninterest-bearing deposits | 7,059,000 | 7,312,000 | 7,063,000 | 6,879,000 |
| Equity capital | 11,474,000 | 11,294,000 | 11,485,000 | 11,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,410,000 | 2,107,000 | 2,809,000 |
| Interest expense | 132,000 | 261,000 | 394,000 | 526,000 |
| Net interest income | 585,000 | 1,149,000 | 1,713,000 | 2,283,000 |
| Noninterest income | 128,000 | 276,000 | 399,000 | 513,000 |
| Noninterest expense | 697,000 | 1,368,000 | 2,032,000 | 2,706,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 32,000 |
| Pretax income | 99,000 | 148,000 | 192,000 | 198,000 |
| Income tax | 4,000 | 4,000 | -8,000 | -19,000 |
| Net income | 95,000 | 144,000 | 200,000 | 217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,361,000 | 11,410,000 | 11,466,000 | 11,483,000 |
| Total capital | 11,745,000 | 11,803,000 | 11,857,000 | 11,878,000 |
| Risk-weighted assets | 42,726,000 | 41,870,000 | 41,062,000 | 42,006,000 |