Call reports 2012
FAMILY FEDERAL SAVINGS, F.A. — 2012
What FAMILY FEDERAL SAVINGS, F.A. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 99,494,000 | 96,326,000 | 94,814,000 | 95,482,000 |
| Total loans | 60,966,000 | 59,629,000 | 61,567,000 | 60,248,000 |
| Allowance for loan losses | 484,000 | 529,000 | 622,000 | 611,000 |
| Securities available for sale | 27,284,000 | 26,317,000 | 25,941,000 | 24,963,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,161,000 | 77,541,000 | 76,819,000 | 77,462,000 |
| Interest-bearing deposits | 73,577,000 | 72,044,000 | 71,931,000 | 72,353,000 |
| Noninterest-bearing deposits | 5,584,000 | 5,497,000 | 4,888,000 | 5,109,000 |
| Equity capital | 10,857,000 | 11,061,000 | 11,214,000 | 11,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,862,000 | 2,745,000 | 3,582,000 |
| Interest expense | 259,000 | 498,000 | 711,000 | 912,000 |
| Net interest income | 684,000 | 1,364,000 | 2,034,000 | 2,670,000 |
| Noninterest income | 169,000 | 403,000 | 647,000 | 914,000 |
| Noninterest expense | 702,000 | 1,390,000 | 2,083,000 | 2,842,000 |
| Provision for loan losses | 26,000 | 71,000 | 170,000 | 195,000 |
| Pretax income | 146,000 | 418,000 | 540,000 | 675,000 |
| Income tax | 34,000 | 116,000 | 167,000 | 197,000 |
| Net income | 112,000 | 302,000 | 373,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,348,000 | 10,518,000 | 10,575,000 | 10,661,000 |
| Total capital | 10,832,000 | 11,030,000 | 11,097,000 | 11,179,000 |
| Risk-weighted assets | 42,481,000 | 40,961,000 | 42,159,000 | 41,958,000 |