Call reports 2010

WEST CENTRAL GEORGIA BANK — 2010

Name: WEST CENTRAL GEORGIA BANK — FFIEC call report 2010
Creator: WEST CENTRAL GEORGIA BANK

What WEST CENTRAL GEORGIA BANK reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/0659f4c1-e1ae-4525-9d21-e1b4fe3b224f/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	105,429,000	105,259,000	103,041,000	108,149,000
Total loans	52,659,000	54,620,000	55,806,000	58,624,000
Allowance for loan losses	955,000	975,000	998,000	1,001,000
Securities available for sale	35,882,000	38,677,000	37,582,000	33,641,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	83,495,000	82,582,000	78,409,000	84,998,000
Interest-bearing deposits	71,129,000	70,887,000	67,642,000	73,146,000
Noninterest-bearing deposits	12,366,000	11,695,000	10,767,000	11,852,000
Equity capital	20,959,000	21,629,000	22,324,000	21,921,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	1,276,000	2,591,000	3,936,000	5,281,000
Interest expense	261,000	520,000	766,000	1,009,000
Net interest income	1,015,000	2,071,000	3,170,000	4,272,000
Noninterest income	219,000	436,000	637,000	831,000
Noninterest expense	758,000	1,442,000	2,177,000	2,935,000
Provision for loan losses	30,000	60,000	90,000	120,000
Pretax income	446,000	1,005,000	1,583,000	2,091,000
Income tax	102,000	205,000	322,000	482,000
Net income	344,000	800,000	1,261,000	1,609,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	20,793,000	21,250,000	21,710,000	22,058,000
Total capital	21,545,000	22,015,000	22,478,000	22,874,000
Risk-weighted assets	59,941,000	60,981,000	61,194,000	65,064,000