Call reports 2007
WEST CENTRAL GEORGIA BANK — 2007
What WEST CENTRAL GEORGIA BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,742,000 | 89,655,000 | 87,584,000 | 91,208,000 |
| Total loans | 46,232,000 | 46,215,000 | 46,095,000 | 46,825,000 |
| Allowance for loan losses | 1,081,000 | 1,080,000 | 1,084,000 | 993,000 |
| Securities available for sale | 26,619,000 | 31,834,000 | 32,228,000 | 35,021,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,379,000 | 71,139,000 | 65,928,000 | 71,476,000 |
| Interest-bearing deposits | 62,383,000 | 61,406,000 | 56,667,000 | 62,125,000 |
| Noninterest-bearing deposits | 9,996,000 | 9,733,000 | 9,261,000 | 9,351,000 |
| Equity capital | 17,255,000 | 17,461,000 | 18,035,000 | 18,467,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,403,000 | 2,831,000 | 4,254,000 | 5,684,000 |
| Interest expense | 570,000 | 1,149,000 | 1,695,000 | 2,222,000 |
| Net interest income | 833,000 | 1,682,000 | 2,559,000 | 3,462,000 |
| Noninterest income | 223,000 | 637,000 | 868,000 | 1,092,000 |
| Noninterest expense | 646,000 | 1,257,000 | 1,946,000 | 2,686,000 |
| Provision for loan losses | 12,000 | 24,000 | 32,000 | 32,000 |
| Pretax income | 398,000 | 1,038,000 | 1,449,000 | 1,836,000 |
| Income tax | 107,000 | 214,000 | 334,000 | 377,000 |
| Net income | 291,000 | 824,000 | 1,115,000 | 1,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,331,000 | 17,864,000 | 18,154,000 | 18,498,000 |
| Total capital | 17,994,000 | 18,530,000 | 18,813,000 | 19,175,000 |
| Risk-weighted assets | 52,689,000 | 52,853,000 | 52,256,000 | 53,833,000 |
Machine access — free, no API key
Every figure shown here about WEST CENTRAL GEORGIA BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.