Call reports 2023
LYONS NATIONAL BANK, THE — 2023
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,854,097,000 | 1,858,577,000 | 1,873,102,000 | 1,848,189,000 |
| Total loans | 1,304,570,000 | 1,329,136,000 | 1,344,118,000 | 1,378,610,000 |
| Allowance for loan losses | 19,552,000 | 19,598,000 | 19,626,000 | 19,948,000 |
| Securities available for sale | 311,239,000 | 300,909,000 | 290,080,000 | 299,920,000 |
| Securities held to maturity | 38,661,000 | 36,721,000 | 39,334,000 | 40,271,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,715,200,000 | 1,719,173,000 | 1,684,566,000 | 1,627,604,000 |
| Interest-bearing deposits | 1,240,832,000 | 1,231,936,000 | 1,189,715,000 | 1,164,926,000 |
| Noninterest-bearing deposits | 474,368,000 | 487,237,000 | 494,851,000 | 462,678,000 |
| Equity capital | 116,526,000 | 115,331,000 | 112,965,000 | 124,575,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 16,673,000 | 34,785,000 | 53,335,000 | 73,057,000 |
| Interest expense | 3,782,000 | 9,234,000 | 15,456,000 | 23,028,000 |
| Net interest income | 12,891,000 | 25,551,000 | 37,879,000 | 50,029,000 |
| Noninterest income | 3,127,000 | 6,450,000 | 9,837,000 | 13,736,000 |
| Noninterest expense | 10,059,000 | 20,066,000 | 29,442,000 | 38,955,000 |
| Provision for loan losses | 340,000 | 390,000 | 540,000 | 1,040,000 |
| Pretax income | 5,642,000 | 11,589,000 | 17,814,000 | 23,858,000 |
| Income tax | 1,301,000 | 2,742,000 | 4,327,000 | 5,496,000 |
| Net income | 4,341,000 | 8,847,000 | 13,487,000 | 18,357,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 155,105,000 | 158,010,000 | 161,051,000 | 164,322,000 |
| Total capital | 170,580,000 | 174,397,000 | 177,517,000 | 181,080,000 |
| Risk-weighted assets | 1,229,392,000 | 1,303,233,000 | 1,309,580,000 | 1,332,913,000 |