Call reports 2022
LYONS NATIONAL BANK, THE — 2022
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,668,407,000 | 1,698,467,000 | 1,725,738,000 | 1,753,561,000 |
| Total loans | 1,175,744,000 | 1,230,103,000 | 1,264,525,000 | 1,299,741,000 |
| Allowance for loan losses | 18,662,000 | 19,320,000 | 20,270,000 | 21,498,000 |
| Securities available for sale | 346,072,000 | 326,766,000 | 309,042,000 | 308,632,000 |
| Securities held to maturity | 36,221,000 | 35,385,000 | 37,486,000 | 38,429,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,527,456,000 | 1,528,334,000 | 1,551,124,000 | 1,623,700,000 |
| Interest-bearing deposits | 1,068,493,000 | 1,038,459,000 | 1,047,002,000 | 1,149,101,000 |
| Noninterest-bearing deposits | 458,963,000 | 489,875,000 | 504,122,000 | 474,599,000 |
| Equity capital | 117,126,000 | 108,326,000 | 101,685,000 | 108,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 12,985,000 | 26,690,000 | 41,621,000 | 58,199,000 |
| Interest expense | 637,000 | 1,332,000 | 2,404,000 | 4,815,000 |
| Net interest income | 12,348,000 | 25,358,000 | 39,217,000 | 53,384,000 |
| Noninterest income | 2,872,000 | 5,622,000 | 9,083,000 | 12,094,000 |
| Noninterest expense | 9,764,000 | 19,451,000 | 30,113,000 | 38,962,000 |
| Provision for loan losses | 320,000 | 1,000,000 | 1,969,000 | 3,498,000 |
| Pretax income | 5,137,000 | 10,488,000 | 16,186,000 | 23,003,000 |
| Income tax | 970,000 | 1,985,000 | 3,062,000 | 4,866,000 |
| Net income | 4,167,000 | 8,503,000 | 13,124,000 | 18,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,898,000 | 143,534,000 | 146,854,000 | 150,363,000 |
| Total capital | 154,885,000 | 158,114,000 | 161,867,000 | 165,677,000 |
| Risk-weighted assets | 1,109,725,000 | 1,157,125,000 | 1,191,218,000 | 1,214,263,000 |