Call reports 2020
LYONS NATIONAL BANK, THE — 2020
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,213,742,000 | 1,360,860,000 | 1,382,958,000 | 1,423,001,000 |
| Total loans | 870,594,000 | 977,192,000 | 1,014,963,000 | 1,019,696,000 |
| Allowance for loan losses | 12,462,000 | 14,928,000 | 16,502,000 | 17,382,000 |
| Securities available for sale | 224,202,000 | 204,622,000 | 197,576,000 | 278,672,000 |
| Securities held to maturity | 2,071,000 | 6,681,000 | 13,452,000 | 8,794,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,063,925,000 | 1,243,576,000 | 1,263,613,000 | 1,286,390,000 |
| Interest-bearing deposits | 802,843,000 | 877,466,000 | 888,491,000 | 915,050,000 |
| Noninterest-bearing deposits | 261,082,000 | 366,110,000 | 375,122,000 | 371,340,000 |
| Equity capital | 97,742,000 | 99,670,000 | 101,343,000 | 116,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 11,710,000 | 24,028,000 | 35,983,000 | 48,410,000 |
| Interest expense | 2,039,000 | 3,928,000 | 5,449,000 | 6,663,000 |
| Net interest income | 9,671,000 | 20,100,000 | 30,534,000 | 41,747,000 |
| Noninterest income | 3,173,000 | 7,233,000 | 11,433,000 | 14,376,000 |
| Noninterest expense | 8,835,000 | 17,762,000 | 27,427,000 | 37,002,000 |
| Provision for loan losses | 1,058,000 | 3,568,000 | 5,181,000 | 6,258,000 |
| Pretax income | 2,993,000 | 6,206,000 | 9,562,000 | 13,059,000 |
| Income tax | 539,000 | 1,124,000 | 1,722,000 | 2,324,000 |
| Net income | 2,454,000 | 5,082,000 | 7,840,000 | 10,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,433,000 | 99,960,000 | 101,628,000 | 118,112,000 |
| Total capital | 109,629,000 | 111,003,000 | 113,017,000 | 130,173,000 |
| Risk-weighted assets | 889,843,000 | 874,984,000 | 901,473,000 | 954,992,000 |