Call reports 2016
LYONS NATIONAL BANK, THE — 2016
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 937,135,000 | 927,415,000 | 926,509,000 | 955,903,000 |
| Total loans | 612,960,000 | 626,473,000 | 650,538,000 | 678,691,000 |
| Allowance for loan losses | 8,373,000 | 8,683,000 | 9,009,000 | 7,796,000 |
| Securities available for sale | 171,012,000 | 156,729,000 | 141,118,000 | 143,100,000 |
| Securities held to maturity | 57,335,000 | 60,314,000 | 58,438,000 | 56,826,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 852,820,000 | 841,484,000 | 846,344,000 | 854,006,000 |
| Interest-bearing deposits | 681,002,000 | 658,427,000 | 656,467,000 | 657,306,000 |
| Noninterest-bearing deposits | 171,818,000 | 183,057,000 | 189,877,000 | 196,700,000 |
| Equity capital | 69,552,000 | 71,262,000 | 72,647,000 | 75,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 7,795,000 | 15,942,000 | 24,087,000 | 32,488,000 |
| Interest expense | 954,000 | 1,899,000 | 2,860,000 | 3,780,000 |
| Net interest income | 6,841,000 | 14,043,000 | 21,227,000 | 28,708,000 |
| Noninterest income | 1,832,000 | 3,929,000 | 6,479,000 | 8,533,000 |
| Noninterest expense | 5,943,000 | 11,916,000 | 18,473,000 | 25,480,000 |
| Provision for loan losses | 198,000 | 548,000 | 899,000 | 1,100,000 |
| Pretax income | 2,568,000 | 5,733,000 | 8,804,000 | 11,131,000 |
| Income tax | 690,000 | 1,545,000 | 2,415,000 | 3,116,000 |
| Net income | 1,878,000 | 4,188,000 | 6,389,000 | 8,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,094,000 | 72,428,000 | 73,799,000 | 79,498,000 |
| Total capital | 79,417,000 | 80,835,000 | 82,517,000 | 87,350,000 |
| Risk-weighted assets | 661,325,000 | 667,751,000 | 692,695,000 | 707,893,000 |