Call reports 2015
LYONS NATIONAL BANK, THE — 2015
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 814,301,000 | 837,065,000 | 862,041,000 | 867,466,000 |
| Total loans | 554,255,000 | 575,881,000 | 598,543,000 | 605,201,000 |
| Allowance for loan losses | 7,764,000 | 8,117,000 | 8,422,000 | 8,188,000 |
| Securities available for sale | 146,185,000 | 153,058,000 | 140,435,000 | 138,453,000 |
| Securities held to maturity | 54,492,000 | 50,723,000 | 52,242,000 | 51,222,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,124,000 | 753,193,000 | 751,651,000 | 772,145,000 |
| Interest-bearing deposits | 602,631,000 | 595,098,000 | 591,561,000 | 599,195,000 |
| Noninterest-bearing deposits | 136,493,000 | 158,095,000 | 160,090,000 | 172,950,000 |
| Equity capital | 64,263,000 | 64,673,000 | 66,781,000 | 67,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 7,004,000 | 14,289,000 | 21,945,000 | 29,641,000 |
| Interest expense | 771,000 | 1,438,000 | 2,148,000 | 2,997,000 |
| Net interest income | 6,233,000 | 12,851,000 | 19,797,000 | 26,644,000 |
| Noninterest income | 1,845,000 | 3,856,000 | 5,853,000 | 7,851,000 |
| Noninterest expense | 5,313,000 | 10,714,000 | 16,471,000 | 22,518,000 |
| Provision for loan losses | 275,000 | 650,000 | 975,000 | 1,275,000 |
| Pretax income | 2,530,000 | 5,425,000 | 8,297,000 | 10,869,000 |
| Income tax | 743,000 | 1,596,000 | 2,401,000 | 3,077,000 |
| Net income | 1,787,000 | 3,829,000 | 5,896,000 | 7,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,401,000 | 67,752,000 | 69,060,000 | 70,155,000 |
| Total capital | 73,880,000 | 75,532,000 | 77,071,000 | 78,254,000 |
| Risk-weighted assets | 595,952,000 | 617,503,000 | 638,301,000 | 643,336,000 |