Call reports 2012
LYONS NATIONAL BANK, THE — 2012
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 606,823,000 | 638,569,000 | 655,655,000 | 664,859,000 |
| Total loans | 374,242,000 | 404,903,000 | 424,074,000 | 445,906,000 |
| Allowance for loan losses | 7,014,000 | 6,981,000 | 6,963,000 | 7,000,000 |
| Securities available for sale | 142,301,000 | 170,676,000 | 169,013,000 | 162,296,000 |
| Securities held to maturity | 6,946,000 | 8,832,000 | 10,471,000 | 8,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 537,346,000 | 570,973,000 | 584,364,000 | 598,446,000 |
| Interest-bearing deposits | 440,499,000 | 457,115,000 | 477,639,000 | 478,471,000 |
| Noninterest-bearing deposits | 96,847,000 | 113,858,000 | 106,725,000 | 119,975,000 |
| Equity capital | 46,625,000 | 51,973,000 | 54,263,000 | 54,347,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,696,000 | 11,531,000 | 17,669,000 | 23,970,000 |
| Interest expense | 729,000 | 1,551,000 | 2,303,000 | 2,999,000 |
| Net interest income | 4,967,000 | 9,980,000 | 15,366,000 | 20,971,000 |
| Noninterest income | 1,333,000 | 2,666,000 | 4,496,000 | 6,063,000 |
| Noninterest expense | 4,195,000 | 8,542,000 | 13,142,000 | 17,634,000 |
| Provision for loan losses | 0 | 0 | 0 | 450,000 |
| Pretax income | 2,320,000 | 4,319,000 | 6,935,000 | 9,165,000 |
| Income tax | 635,000 | 1,099,000 | 1,859,000 | 2,534,000 |
| Net income | 1,685,000 | 3,220,000 | 5,076,000 | 6,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,075,000 | 52,102,000 | 53,955,000 | 54,456,000 |
| Total capital | 51,923,000 | 57,363,000 | 59,473,000 | 60,149,000 |
| Risk-weighted assets | 387,856,000 | 420,862,000 | 441,467,000 | 455,504,000 |