Call reports 2005
LYONS NATIONAL BANK, THE — 2005
What LYONS NATIONAL BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 302,142,000 | 313,289,000 | 323,052,000 | 321,074,000 |
| Total loans | 182,002,000 | 192,084,000 | 203,497,000 | 197,890,000 |
| Allowance for loan losses | 2,496,000 | 2,775,000 | 2,855,000 | 3,129,000 |
| Securities available for sale | 79,889,000 | 88,910,000 | 86,154,000 | 88,982,000 |
| Securities held to maturity | 4,680,000 | 3,126,000 | 3,081,000 | 2,971,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 266,264,000 | 276,648,000 | 283,421,000 | 284,016,000 |
| Interest-bearing deposits | 222,483,000 | 229,268,000 | 235,199,000 | 233,583,000 |
| Noninterest-bearing deposits | 43,781,000 | 47,380,000 | 48,222,000 | 50,433,000 |
| Equity capital | 22,632,000 | 23,488,000 | 25,028,000 | 25,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,668,000 | 7,732,000 | 12,134,000 | 16,729,000 |
| Interest expense | 946,000 | 2,050,000 | 3,303,000 | 4,669,000 |
| Net interest income | 2,722,000 | 5,682,000 | 8,831,000 | 12,060,000 |
| Noninterest income | 394,000 | 870,000 | 1,418,000 | 2,123,000 |
| Noninterest expense | 2,218,000 | 4,631,000 | 7,207,000 | 9,840,000 |
| Provision for loan losses | 97,000 | 386,000 | 566,000 | 943,000 |
| Pretax income | 803,000 | 1,681,000 | 2,622,000 | 3,546,000 |
| Income tax | 185,000 | 395,000 | 610,000 | 825,000 |
| Net income | 618,000 | 1,286,000 | 2,012,000 | 2,721,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,086,000 | 23,761,000 | 25,445,000 | 26,162,000 |
| Total capital | 25,582,000 | 26,495,000 | 28,258,000 | 28,963,000 |
| Risk-weighted assets | 208,127,000 | 218,694,000 | 225,032,000 | 223,755,000 |
Machine access — free, no API key
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