Call reports 2025
INDUSTRY STATE BANK — 2025
What INDUSTRY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 692,642,000 | 641,203,000 |
| Total loans | 177,476,000 | 182,770,000 |
| Allowance for loan losses | 3,287,000 | 3,260,000 |
| Securities available for sale | 342,522,000 | 329,001,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 676,534,000 | 631,669,000 |
| Interest-bearing deposits | 576,740,000 | 535,626,000 |
| Noninterest-bearing deposits | 99,794,000 | 96,043,000 |
| Equity capital | 3,260,000 | -2,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 7,979,000 | 15,287,000 |
| Interest expense | 5,028,000 | 9,143,000 |
| Net interest income | 2,951,000 | 6,144,000 |
| Noninterest income | 442,000 | 1,316,000 |
| Noninterest expense | 2,507,000 | 4,806,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | -6,992,000 | -5,846,000 |
| Income tax | 0 | 0 |
| Net income | -6,992,000 | -5,846,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 140,751,000 | 141,923,000 |