Call reports 2024
INDUSTRY STATE BANK — 2024
What INDUSTRY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 908,765,000 | 850,325,000 | 857,707,000 | 790,245,000 |
| Total loans | 210,640,000 | 208,570,000 | 198,097,000 | 192,652,000 |
| Allowance for loan losses | 3,328,000 | 3,331,000 | 3,325,000 | 3,323,000 |
| Securities available for sale | 536,209,000 | 497,234,000 | 492,391,000 | 424,535,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 858,301,000 | 803,610,000 | 790,976,000 | 767,820,000 |
| Interest-bearing deposits | 753,017,000 | 698,486,000 | 685,155,000 | 662,091,000 |
| Noninterest-bearing deposits | 105,284,000 | 105,124,000 | 105,821,000 | 105,729,000 |
| Equity capital | -10,856,000 | -14,079,000 | 6,617,000 | 7,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,238,000 | 18,782,000 | 28,046,000 | 36,864,000 |
| Interest expense | 7,284,000 | 14,636,000 | 21,621,000 | 28,038,000 |
| Net interest income | 1,954,000 | 4,146,000 | 6,425,000 | 8,826,000 |
| Noninterest income | 3,498,000 | 6,713,000 | 10,235,000 | 40,880,000 |
| Noninterest expense | 4,668,000 | 9,565,000 | 14,635,000 | 18,741,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 609,000 | 179,000 | 23,000 | 27,213,000 |
| Income tax | 157,000 | 215,000 | 371,000 | 3,784,000 |
| Net income | 452,000 | -36,000 | -348,000 | 23,429,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,974,000 | 121,688,000 | 121,574,000 | 147,716,000 |