Call reports 2023
INDUSTRY STATE BANK — 2023
What INDUSTRY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 923,604,000 | 874,137,000 | 787,879,000 | 880,224,000 |
| Total loans | 210,201,000 | 210,507,000 | 213,600,000 | 208,556,000 |
| Allowance for loan losses | 3,318,000 | 3,314,000 | 3,316,000 | 3,331,000 |
| Securities available for sale | 582,685,000 | 571,131,000 | 505,820,000 | 566,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 876,937,000 | 831,651,000 | 792,852,000 | 822,992,000 |
| Interest-bearing deposits | 735,389,000 | 702,554,000 | 670,434,000 | 697,167,000 |
| Noninterest-bearing deposits | 141,548,000 | 129,097,000 | 122,418,000 | 125,825,000 |
| Equity capital | -9,293,000 | -15,834,000 | -63,850,000 | -1,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 8,153,000 | 17,101,000 | 26,056,000 | 34,669,000 |
| Interest expense | 3,973,000 | 8,911,000 | 14,892,000 | 21,209,000 |
| Net interest income | 4,180,000 | 8,190,000 | 11,164,000 | 13,460,000 |
| Noninterest income | 3,457,000 | 6,218,000 | 9,306,000 | 12,132,000 |
| Noninterest expense | 4,627,000 | 9,267,000 | 13,849,000 | 18,693,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 2,995,000 | 5,129,000 | 6,417,000 | 6,595,000 |
| Income tax | 196,000 | 164,000 | 235,000 | 270,000 |
| Net income | 2,799,000 | 4,965,000 | 6,182,000 | 6,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,199,000 | 119,563,000 | 120,980,000 | 121,324,000 |
| Total capital | 121,067,000 | 123,428,000 | 124,846,000 | — |
| Risk-weighted assets | 438,476,000 | 436,668,000 | 426,316,000 | — |