Call reports 2022
INDUSTRY STATE BANK — 2022
What INDUSTRY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 942,608,000 | 879,145,000 | 849,311,000 | 878,450,000 |
| Total loans | 189,414,000 | 199,404,000 | 207,894,000 | 217,695,000 |
| Allowance for loan losses | 3,882,000 | 3,873,000 | 3,874,000 | 3,878,000 |
| Securities available for sale | 696,790,000 | 633,426,000 | 594,757,000 | 576,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 875,013,000 | 855,543,000 | 854,683,000 | 872,404,000 |
| Interest-bearing deposits | 732,403,000 | 706,374,000 | 711,106,000 | 722,208,000 |
| Noninterest-bearing deposits | 142,610,000 | 149,169,000 | 143,576,000 | 150,197,000 |
| Equity capital | 59,814,000 | -4,730,000 | -40,536,000 | -23,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,071,000 | 14,493,000 | 22,282,000 | 30,276,000 |
| Interest expense | 1,272,000 | 2,626,000 | 4,706,000 | 7,926,000 |
| Net interest income | 5,799,000 | 11,867,000 | 17,576,000 | 22,350,000 |
| Noninterest income | 3,412,000 | 6,097,000 | 9,045,000 | 11,637,000 |
| Noninterest expense | 4,255,000 | 8,616,000 | 13,032,000 | 17,617,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,986,000 | 9,411,000 | 13,686,000 | 16,369,000 |
| Income tax | 115,000 | 425,000 | 501,000 | 193,000 |
| Net income | 4,871,000 | 8,986,000 | 13,185,000 | 16,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,390,000 | 111,111,000 | 111,009,000 | 114,199,000 |
| Total capital | 112,272,000 | 114,984,000 | 114,883,000 | 118,077,000 |
| Risk-weighted assets | 432,258,000 | 440,813,000 | 445,041,000 | 445,450,000 |