Call reports 2021
INDUSTRY STATE BANK — 2021
What INDUSTRY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 952,067,000 | 965,928,000 | 969,446,000 | 980,724,000 |
| Total loans | 189,340,000 | 182,640,000 | 197,030,000 | 195,698,000 |
| Allowance for loan losses | 3,938,000 | 3,873,000 | 3,868,000 | 3,879,000 |
| Securities available for sale | 689,617,000 | 716,718,000 | 711,871,000 | 718,310,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 830,379,000 | 830,290,000 | 831,765,000 | 846,736,000 |
| Interest-bearing deposits | 704,484,000 | 701,266,000 | 699,121,000 | 708,333,000 |
| Noninterest-bearing deposits | 125,895,000 | 129,024,000 | 132,644,000 | 138,402,000 |
| Equity capital | 112,371,000 | 124,441,000 | 125,953,000 | 123,499,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,887,000 | 14,001,000 | 20,871,000 | 27,848,000 |
| Interest expense | 1,547,000 | 3,026,000 | 4,402,000 | 5,666,000 |
| Net interest income | 5,340,000 | 10,975,000 | 16,469,000 | 22,182,000 |
| Noninterest income | 3,171,000 | 5,661,000 | 8,383,000 | 10,785,000 |
| Noninterest expense | 4,220,000 | 8,358,000 | 12,622,000 | 16,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,614,000 | 8,932,000 | 13,198,000 | 17,713,000 |
| Income tax | 124,000 | 438,000 | 612,000 | 754,000 |
| Net income | 4,490,000 | 8,494,000 | 12,586,000 | 16,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,929,000 | 102,933,000 | 103,427,000 | 105,270,000 |
| Total capital | — | 106,806,000 | 107,295,000 | 109,149,000 |
| Risk-weighted assets | — | 427,731,000 | 431,687,000 | 426,374,000 |