Call reports 2019
INDUSTRY STATE BANK — 2019
What INDUSTRY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 816,244,000 | 818,269,000 | 835,632,000 | 863,254,000 |
| Total loans | 186,839,000 | 186,070,000 | 195,152,000 | 201,859,000 |
| Allowance for loan losses | 2,757,000 | 2,758,000 | 2,760,000 | 2,836,000 |
| Securities available for sale | 565,499,000 | 569,359,000 | 581,359,000 | 595,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,857,000 | 707,593,000 | 721,118,000 | 748,111,000 |
| Interest-bearing deposits | 621,465,000 | 615,557,000 | 622,861,000 | 650,707,000 |
| Noninterest-bearing deposits | 94,392,000 | 92,036,000 | 98,257,000 | 97,404,000 |
| Equity capital | 93,262,000 | 101,219,000 | 104,448,000 | 104,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,969,000 | 14,008,000 | 21,096,000 | 28,282,000 |
| Interest expense | 2,825,000 | 5,797,000 | 8,849,000 | 11,870,000 |
| Net interest income | 4,144,000 | 8,211,000 | 12,247,000 | 16,412,000 |
| Noninterest income | 3,540,000 | 6,155,000 | 8,879,000 | 11,348,000 |
| Noninterest expense | 4,039,000 | 8,075,000 | 12,118,000 | 16,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 111,000 |
| Pretax income | 3,655,000 | 6,564,000 | 9,815,000 | 12,529,000 |
| Income tax | 19,000 | -61,000 | -64,000 | -53,000 |
| Net income | 3,636,000 | 6,625,000 | 9,879,000 | 12,582,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,864,000 | 86,413,000 | 86,811,000 | 86,658,000 |
| Total capital | 88,621,000 | 89,171,000 | 89,571,000 | 89,494,000 |
| Risk-weighted assets | 383,429,000 | 382,181,000 | 385,462,000 | 394,219,000 |