Call reports 2018
INDUSTRY STATE BANK — 2018
What INDUSTRY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 766,519,000 | 775,123,000 | 765,660,000 | 782,439,000 |
| Total loans | 159,784,000 | 166,269,000 | 172,876,000 | 183,617,000 |
| Allowance for loan losses | 2,829,000 | 2,818,000 | 2,763,000 | 2,758,000 |
| Securities available for sale | 542,202,000 | 545,708,000 | 536,339,000 | 536,700,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,098,000 | 682,529,000 | 668,467,000 | 681,593,000 |
| Interest-bearing deposits | 595,619,000 | 597,374,000 | 585,830,000 | 592,811,000 |
| Noninterest-bearing deposits | 77,479,000 | 85,155,000 | 82,637,000 | 88,782,000 |
| Equity capital | 87,952,000 | 86,367,000 | 79,835,000 | 83,453,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,418,000 | 12,961,000 | 19,605,000 | 26,405,000 |
| Interest expense | 1,838,000 | 3,862,000 | 6,096,000 | 8,599,000 |
| Net interest income | 4,580,000 | 9,099,000 | 13,509,000 | 17,806,000 |
| Noninterest income | 2,998,000 | 5,477,000 | 7,824,000 | 10,058,000 |
| Noninterest expense | 3,662,000 | 7,354,000 | 10,972,000 | 14,629,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 4,054,000 | 7,360,000 | 10,507,000 | 13,389,000 |
| Income tax | 301,000 | 600,000 | 921,000 | 813,000 |
| Net income | 3,753,000 | 6,760,000 | 9,586,000 | 12,576,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,373,000 | 87,605,000 | 87,559,000 | 86,157,000 |
| Total capital | 90,202,000 | 90,423,000 | 90,322,000 | 88,915,000 |
| Risk-weighted assets | 332,739,000 | 346,870,000 | 350,074,000 | 371,684,000 |