Call reports 2017
INDUSTRY STATE BANK — 2017
What INDUSTRY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 729,759,000 | 761,725,000 | 751,066,000 | 770,684,000 |
| Total loans | 152,973,000 | 156,991,000 | 158,021,000 | 159,716,000 |
| Allowance for loan losses | 2,480,000 | 2,531,000 | 2,606,000 | 2,841,000 |
| Securities available for sale | 526,166,000 | 552,970,000 | 545,286,000 | 550,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 645,433,000 | 669,449,000 | 648,479,000 | 669,521,000 |
| Interest-bearing deposits | 575,033,000 | 597,297,000 | 576,481,000 | 591,414,000 |
| Noninterest-bearing deposits | 70,400,000 | 72,152,000 | 71,998,000 | 78,107,000 |
| Equity capital | 78,654,000 | 86,641,000 | 89,606,000 | 94,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,086,000 | 12,367,000 | 18,745,000 | 25,128,000 |
| Interest expense | 1,595,000 | 3,253,000 | 4,944,000 | 6,692,000 |
| Net interest income | 4,491,000 | 9,114,000 | 13,801,000 | 18,436,000 |
| Noninterest income | 2,363,000 | 4,569,000 | 6,757,000 | 8,982,000 |
| Noninterest expense | 3,232,000 | 6,902,000 | 10,556,000 | 14,534,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 500,000 |
| Pretax income | 3,557,000 | 6,770,000 | 10,142,000 | 12,982,000 |
| Income tax | 580,000 | 1,085,000 | 1,623,000 | -5,220,000 |
| Net income | 2,977,000 | 5,685,000 | 8,519,000 | 18,202,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,019,000 | 75,827,000 | 78,809,000 | 86,362,000 |
| Total capital | 77,499,000 | 78,358,000 | 81,415,000 | 89,203,000 |
| Risk-weighted assets | 301,888,000 | 311,474,000 | 321,672,000 | 335,206,000 |